Mechanical insurance
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- Need, more, 5-ing, time....
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Mechanical insurance
Hi all
Apparently my ideas of quitting the BMW didn't sit well with 'er indoors, so on to plan B. After hearing some of the horror stories about repair costs, I'm pretty wary of owning it much beyond the mechanical and electrical warranty I had thrown in when I bought it.
So, any advice on buying further warranty? Any horror stories about claims out there?
Apparently my ideas of quitting the BMW didn't sit well with 'er indoors, so on to plan B. After hearing some of the horror stories about repair costs, I'm pretty wary of owning it much beyond the mechanical and electrical warranty I had thrown in when I bought it.
So, any advice on buying further warranty? Any horror stories about claims out there?
99 NB MX5
91 NA MX5
92 B2600 offroad
Because RWD is ALWAYS more fun
91 NA MX5
92 B2600 offroad
Because RWD is ALWAYS more fun
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in my experience mech warranties are totally useless. our was useless.they have all sorts of "get out" clauses and STUPID ways of doing claims...
EG our gearbox developed a serious whine, so we claimed...they wanted us to pay to have the gearbox removed and stripped down into components so the fault could be diagnosed (hours and hours of labour)....and then if they declined the claim we would A) have a car with no gearbox at all
b) have to pay to have the gearbox rebuilt or another gearbox installed...why they couldnt just say"yes its screwed chuck in anther box" is beyond me.
EG our gearbox developed a serious whine, so we claimed...they wanted us to pay to have the gearbox removed and stripped down into components so the fault could be diagnosed (hours and hours of labour)....and then if they declined the claim we would A) have a car with no gearbox at all
b) have to pay to have the gearbox rebuilt or another gearbox installed...why they couldnt just say"yes its screwed chuck in anther box" is beyond me.
RED '90 TURBO.
SCARING PRIUS DRIVERS SINCE 2002
SCARING PRIUS DRIVERS SINCE 2002
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- Need, more, 5-ing, time....
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- Joined: Tue Feb 12, 2013 12:00 pm
- Location: Sth Canterbury
OK, I've had a good look at the fine print, and I think you guys are right, these things are just toilet paper.
Guess I'll just wing it for a while, car's only done 76k, regularly serviced, and I like to think I'm mechanically sympathetic. So an acceptable risk, IMO.
Thanks for the input.
Guess I'll just wing it for a while, car's only done 76k, regularly serviced, and I like to think I'm mechanically sympathetic. So an acceptable risk, IMO.
Thanks for the input.
99 NB MX5
91 NA MX5
92 B2600 offroad
Because RWD is ALWAYS more fun
91 NA MX5
92 B2600 offroad
Because RWD is ALWAYS more fun
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- I count 5-s in my sleep
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- Need, more, 5-ing, time....
- Posts: 185
- Joined: Tue Feb 12, 2013 12:00 pm
- Location: Sth Canterbury
Yes, it's the 318 valvetronic. Fascinating engine, it has no butterfly in the intake, uses variable valve lift to control the throttle instead.
Only water/oil issue I've had is a dumbarse mechanic snapping a plastic bayonet fitting draining the radiator then fixing it with silicone. Plastic + silicone + heat = one bung lying on the road somewhere, followed closely by all the coolant.
Only water/oil issue I've had is a dumbarse mechanic snapping a plastic bayonet fitting draining the radiator then fixing it with silicone. Plastic + silicone + heat = one bung lying on the road somewhere, followed closely by all the coolant.
99 NB MX5
91 NA MX5
92 B2600 offroad
Because RWD is ALWAYS more fun
91 NA MX5
92 B2600 offroad
Because RWD is ALWAYS more fun
Had a 04 316ti, which is the 1.8 motor, not the 2.0 in the 318ti, and it was one of the most reliable cars that I have had, cost me sod all in the 3+ years I had it. There are good BMW's to own and expensive ones (X6, X5, E46 M3, comes to mind).
But yes, they do use all, mind you, most petrol Euro's go thru oil for some reason. Never used water.
As far as the warranties go, depends on who's you get. I also have an 06 X3 Diesel, which is now coming up to 160K (I do a bit of tripping around the place) and it has only let me down once, and that was the starting motor failing on me. I was down country, towing the Mazda to a track day at Taupo. Insurance company paid for the rental that would tow the trailer, and repair of the X3, all I had to pay was the excess. No complaints, no queries, they just covered the costs.
But yes, they do use all, mind you, most petrol Euro's go thru oil for some reason. Never used water.
As far as the warranties go, depends on who's you get. I also have an 06 X3 Diesel, which is now coming up to 160K (I do a bit of tripping around the place) and it has only let me down once, and that was the starting motor failing on me. I was down country, towing the Mazda to a track day at Taupo. Insurance company paid for the rental that would tow the trailer, and repair of the X3, all I had to pay was the excess. No complaints, no queries, they just covered the costs.
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