Roll bar on trade me

warrior · Post by **warrior** » Wed Oct 30, 2013 3:24 pm

Fair enough Chris.

Snapfrozen · Post by **Snapfrozen** » Wed Oct 30, 2013 4:54 pm

NicF wrote:On a slightly related topic, has anyone had insurance increased because they put in a roll bar? I queried my insurance provider and they said that premiums would go up because having a roll bar indicates more risky driving. So do insurance companies differentiate between a roll bar and a style bar? Style bars were offered as an option on the new cars, I bet the premiums don't go up because a STYLE bar is fitted.

More than likely if you gave them a price of the modification they will increase your sum insured meaning the premium goes up. Or they may take a % loading on there depending on the modification threshold. Most insurer's wouldn't know the difference between a style bar and roll bar

harlansmart · Post by **harlansmart** » Wed Oct 30, 2013 9:07 pm

its all good ha ha

probably, as your ride becomes safer for its occupants premiums rise... because doesn't adding cages & modifying seating, belts & so on make a car more costly to insure?

SLYDIT · Post by **SLYDIT** » Wed Oct 30, 2013 9:16 pm

so driving a car with airbags and ABS and stability control puts your premiums up because they promote riskier driving too??

chris · Post by **chris** » Wed Oct 30, 2013 11:06 pm

Insurance companies are fucking wankers.

So are police.

MrGrey · Post by **MrGrey** » Wed Oct 30, 2013 11:13 pm

Insurance companies are insidious parasites

fixed that for you

siren676 · Post by **siren676** » Wed Oct 30, 2013 11:18 pm

who do you work for again Chris

authentic · Post by **authentic** » Wed Oct 30, 2013 11:24 pm

chris wrote:Insurance companies are fucking wankers.

So are police.

The people who make the decisions are, not the organisations as a whole.

The police just do as they are told, and make decisions based on the extent of their training. They have to put up with a lot of shit other than just pulling us over because our cars are too low or too loud etc.

Angreal · Post by **Angreal** » Thu Oct 31, 2013 8:07 am

I wonder if an unmodified Arial atom would cost less to insure than say a v8 mx5... The modifications surely represent riskier driving than the go kart right?

chris · Post by **chris** » Thu Oct 31, 2013 8:45 am

siren676 wrote: who do you work for again Chris

Haha oh yeah.

I was pulled over three times over the weekend.

Zero tickets.

Brilliant use of tax payer money IMO.

MrGrey · Post by **MrGrey** » Thu Oct 31, 2013 8:49 am

why do they keep pulling you over? are the cops that bad in auckland?
I don't get hassled up here in whangarei.....

chris · Post by **chris** » Thu Oct 31, 2013 9:17 am

Modified car - better tax him!

Oh, we can't find anything to get him on.

Except his legal seats.

I'll waste his time instead.

Angreal · Post by **Angreal** » Thu Oct 31, 2013 1:26 pm

chris wrote:Modified car - better tax him!

Oh, we can't find anything to get him on.

Except his legal seats.

I'll waste his time instead.

I dunno... My car is more modified and yet I never get pulled over unless I'm overtaking another vehicle in front of a cop. More subtle mods?

Roll bar on trade me

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